We work with over 70 mortgage lenders and have access to 1000's of mortgage products.
We are not tied to one specific lender.
Contracts explained to lenders and income used for affordability purposes where possible.
We will set up a chat group for you to ask questions directly to your allocated broker and case handler
We will contribute a percentage of our profits to the Fire Fighter's Charity on your behalf.
We have updates explaining the process direct from Ben Richardson and your dedicated broker.
We have a FREE first-time credit check with
Check My File.
These are taken into consideration for full time and on call fire fighters. We have an extensive knowledge of what lenders will take as income when applying for a mortgage.
We Have You Covered
The full mortgage and house buying process explained throughout by a professional down to earth friendly staff. Who fully understand the fire service and the contracts of employment for all the job roles and ranks.
Help deciding on the right kind or survey when buying your home.
Advice on how to avoid costly mistakes many fire fighters make when buying their property.
Full mortgage decision in principle or agreement in principle applied for so you can be in a strong buying position.
Help with offering on properties.
We liaise with estate and solicitors to make sure your case completes a smoothly as possible.
What We Can Do
Whether you have been refused a mortgage deal before, you’re buying on your own, with a partner, parent or friend whatever your circumstances or mortgage problem we are here to help.
WHAT OUR CLIENTS SAY
Fab service from both Ben and Mel to help me and my partner buy our first property! The whatsapp group chat is a great idea as it helps keep us both up to date with what is happening through the process. Thank you so much Ben and Mel! :)